Side-by-side · Q2 2026 data
The Ohio Valley Bank Company vs Peoples Bank
Metric by metric
| Measure | The Ohio Valley Bank Company | Peoples Bank |
|---|---|---|
| TellerScore | 54 | 67 (stronger) |
| Capital cushion | 47 | 47 |
| Loan quality | 52 | 80 (stronger) |
| Earnings | 55 | 72 (stronger) |
| Funding & liquidity | 50 | 58 (stronger) |
| Problem-loan coverage | 80 | 94 (stronger) |
| Peer percentile | 12th | 44th |
| Total assets | $1.6B | $9.5B |
| Deposits / shares | $1.4B | $7.5B |
| Capital ratio | 9.73% (stronger) | 9.70% |
| Problem loans | 1.45% | 0.60% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.35% |
| Return on assets | 0.89% | 1.31% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 89.9% |
| Uninsured deposits | 36.6% | 26.4% (stronger) |
| Offices | 14 | 128 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 24.1% |
Peoples Bank has the higher TellerScore (67 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The Ohio Valley Bank Company leads on 3 and Peoples Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Gallipolis, OH
- Ironton, OH
- Jackson, OH
- Waverly, OH
- Wellston, OH
- Point Pleasant, WV