Side-by-side · Q2 2026 data
The Old Exchange National Bank of Okawville vs Bank of O'Fallon
Bank
The Old Exchange National Bank of Okawville
Okawville, Illinois · Under $100 million in assets
Metric by metric
| Measure | The Old Exchange National Bank of Okawville | Bank of O'Fallon |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 61 | 88 (stronger) |
| Loan quality | 94 (stronger) | 77 |
| Earnings | 65 | 91 (stronger) |
| Funding & liquidity | 100 (stronger) | 55 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 66th | 80th |
| Total assets | $91.3M | $377.5M |
| Deposits / shares | $80.1M | $324.1M |
| Capital ratio | 11.13% | 13.82% (stronger) |
| Problem loans | 0.19% (stronger) | 0.69% |
| Net charge-offs | 0.10% | 0.02% (stronger) |
| Return on assets | 1.12% | 1.78% (stronger) |
| Loans ÷ deposits | 48.1% (stronger) | 86.1% |
| Uninsured deposits | 10.8% (stronger) | 32.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of O'Fallon has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Old Exchange National Bank of Okawville leads on 3 and Bank of O'Fallon on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.