The Old Exchange National Bank of Okawville is a national bank headquartered in Okawville, Illinois, in business for about 116 years. At the end of Q2 2026 it reported $91.3M in total assets and $80.1M in deposits, with 1 office.
Based on its Q2 2026 filing, The Old Exchange National Bank of Okawville scores 80/100, which we describe as strong. That is higher than 66% of 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 69th. Its strongest component is funding & liquidity (100/100; 48% loans-to-deposits, 11% uninsured), and its lowest is capital cushion (61/100; 11.13%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (77 → 80), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 79 |
| Q4 2024 | 79 |
| Q1 2025 | 71 |
| Q2 2025 | 77 |
| Q3 2025 | 78 |
| Q4 2025 | 77 |
| Q1 2026 | 80 |
| Q2 2026 | 80 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.02% |
| Q3 2024 | 11.27% |
| Q4 2024 | 11.18% |
| Q1 2025 | 11.32% |
| Q2 2025 | 11.39% |
| Q3 2025 | 11.55% |
| Q4 2025 | 11.17% |
| Q1 2026 | 11.16% |
| Q2 2026 | 11.13% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.08% |
| Q3 2024 | 0.07% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.92% |
| Q2 2025 | 0.29% |
| Q3 2025 | 0.29% |
| Q4 2025 | 0.24% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.19% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.72% |
| Q3 2024 | 0.80% |
| Q4 2024 | 0.82% |
| Q1 2025 | 0.85% |
| Q2 2025 | 0.82% |
| Q3 2025 | 0.84% |
| Q4 2025 | 0.90% |
| Q1 2026 | 1.18% |
| Q2 2026 | 1.12% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $91.3M | 11.13% | 0.19% | 1.12% | 48.1% |
| Q1 2026 | 80 | $92.1M | 11.16% | 0.26% | 1.18% | 46.9% |
| Q4 2025 | 77 | $96.3M | 11.17% | 0.24% | 0.90% | 47.0% |
| Q3 2025 | 78 | $86.0M | 11.55% | 0.29% | 0.84% | 47.3% |
| Q2 2025 | 77 | $83.1M | 11.39% | 0.29% | 0.82% | 47.7% |
| Q1 2025 | 71 | $87.8M | 11.32% | 0.92% | 0.85% | 45.4% |
| Q4 2024 | 79 | $86.2M | 11.18% | 0.06% | 0.82% | 50.3% |
| Q3 2024 | 79 | $85.3M | 11.27% | 0.07% | 0.80% | 49.3% |
| Q2 2024 | 80 | $79.8M | 12.02% | 0.08% | 0.72% | 47.8% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mason City National BankBank Mason City, IL | 96 out of 100, Very strong | $91.4M | 15.3% | 0.04% | vs |
| Bank of Yates CityBank Yates City, IL | 42 out of 100, Below average | $89.1M | 9.7% | 4.27% | vs |
| Williamsville State Bank & TrustBank Williamsville, IL | 73 out of 100, Strong | $93.8M | 14.5% | 1.04% | vs |
| Bank of StronghurstBank Stronghurst, IL | 70 out of 100, Strong | $87.6M | 14.2% | 1.69% | vs |
| Farmers and Merchants State Bank of BushnellBank Bushnell, IL | 83 out of 100, Strong | $86.5M | 10.5% | 0.00% | vs |
| Mutual Federal BankBank Chicago, IL | 71 out of 100, Strong | $96.5M | 16.3% | 1.09% | vs |
Deposit insurance
Is my money safe at The Old Exchange National Bank of Okawville?
Yes. The Old Exchange National Bank of Okawville is an FDIC-insured institution (FDIC certificate #3827). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.8% of deposits ($8.6M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.15% (benchmark: 10%).
1 location
Branches
The Old Exchange National Bank of Okawville lists 1 office in 1 city. Most locations:
- Okawville, IL (1)
Identity & history
Profile
- Legal name
- The Old Exchange National Bank of Okawville
- Type
- National bank
- FDIC certificate #
- 3827
- RSSD ID
- 411240
- Primary regulator
- OCC
- Holding company
- Okawville Bancshares Inc
- Established
- January 1, 1910
- Headquarters
- 110 E Walnut St, Okawville, IL 62271
- Website
- www.oenbokawville.com
- Employees
- 11
Quick answers
The Old Exchange National Bank of Okawville: common questions
Is The Old Exchange National Bank of Okawville FDIC insured?
Yes. The Old Exchange National Bank of Okawville is an FDIC-insured institution (FDIC certificate #3827). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Old Exchange National Bank of Okawville's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Old Exchange National Bank of Okawville ever failed?
There is no failure record for FDIC certificate #3827 in the FDIC failed bank list.
How many branches does The Old Exchange National Bank of Okawville have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Okawville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Germantown Trust & Savings BankBank Breese, IL | 87 out of 100, Very strong | $523.6M | 11.6% | 0.13% | vs |
| Nashville Savings BankBank Nashville, IL | 84 out of 100, Strong | $107.9M | 12.9% | 0.00% | vs |
| Bank of O'FallonBank O'Fallon, IL | 81 out of 100, Strong | $377.5M | 13.8% | 0.69% | vs |
| The First National Bank of OkawvilleBank Okawville, IL | 80 out of 100, Strong | $66.3M | 12.5% | 0.11% | vs |
| The Farmers and Merchants National Bank of NashvilleBank Nashville, IL | 78 out of 100, Strong | $270.3M | 11.6% | 0.61% | vs |
| Farmers State Bank of HoffmanBank Hoffman, IL | 77 out of 100, Strong | $232.1M | 11.9% | 0.17% | vs |