Side-by-side · Q2 2026 data
The Old Exchange National Bank of Okawville vs Citizens Community Bank
Bank
The Old Exchange National Bank of Okawville
Okawville, Illinois · Under $100 million in assets
Metric by metric
| Measure | The Old Exchange National Bank of Okawville | Citizens Community Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 31 |
| Capital cushion | 61 (stronger) | 48 |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 65 (stronger) | 8 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 98 (stronger) | 33 |
| Peer percentile | 66th | 1st |
| Total assets | $91.3M | $531.0M |
| Deposits / shares | $80.1M | $446.1M |
| Capital ratio | 11.13% (stronger) | 9.83% |
| Problem loans | 0.19% (stronger) | 5.81% |
| Net charge-offs | 0.10% (stronger) | 0.87% |
| Return on assets | 1.12% (stronger) | -0.30% |
| Loans ÷ deposits | 48.1% (stronger) | 61.2% |
| Uninsured deposits | 10.8% (stronger) | 32.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.4% |
The Old Exchange National Bank of Okawville has the higher TellerScore (80 vs 31). On the 7 directional measures above (where higher or lower is clearly better), The Old Exchange National Bank of Okawville leads on 7 and Citizens Community Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.