Side-by-side · Q2 2026 data
The Old Exchange National Bank of Okawville vs Mutual Federal Bank
Bank
The Old Exchange National Bank of Okawville
Okawville, Illinois · Under $100 million in assets
Metric by metric
| Measure | The Old Exchange National Bank of Okawville | Mutual Federal Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 71 |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 94 (stronger) | 64 |
| Earnings | 65 (stronger) | 44 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 66th | 42nd |
| Total assets | $91.3M | $96.5M |
| Deposits / shares | $80.1M | $63.5M |
| Capital ratio | 11.13% | 16.34% (stronger) |
| Problem loans | 0.19% (stronger) | 1.09% |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 1.12% (stronger) | 0.61% |
| Loans ÷ deposits | 48.1% (stronger) | 129.8% |
| Uninsured deposits | 10.8% | 6.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Old Exchange National Bank of Okawville has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Old Exchange National Bank of Okawville leads on 4 and Mutual Federal Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.