Side-by-side · Q2 2026 data
The Old Exchange National Bank of Okawville vs Williamsville State Bank & Trust
Bank
The Old Exchange National Bank of Okawville
Okawville, Illinois · Under $100 million in assets
Metric by metric
| Measure | The Old Exchange National Bank of Okawville | Williamsville State Bank & Trust |
|---|---|---|
| TellerScore | 80 (stronger) | 73 |
| Capital cushion | 61 | 95 (stronger) |
| Loan quality | 94 (stronger) | 65 |
| Earnings | 65 (stronger) | 19 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 66th | 48th |
| Total assets | $91.3M | $93.8M |
| Deposits / shares | $80.1M | $83.0M |
| Capital ratio | 11.13% | 14.53% (stronger) |
| Problem loans | 0.19% (stronger) | 1.04% |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 1.12% (stronger) | -0.03% |
| Loans ÷ deposits | 48.1% | 29.2% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 12.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.7% |
The Old Exchange National Bank of Okawville has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Old Exchange National Bank of Okawville leads on 4 and Williamsville State Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.