Side-by-side · Q2 2026 data
The One Federal Credit Union vs Tendto Federal Credit Union
Metric by metric
| Measure | The One Federal Credit Union | Tendto Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 61 |
| Capital cushion | 37 (stronger) | 33 |
| Loan quality | 87 (stronger) | 83 |
| Earnings | 33 (stronger) | 31 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 24th | 24th |
| Total assets | $139.3M | $141.3M |
| Deposits / shares | $125.7M | $127.9M |
| Capital ratio | 8.74% (stronger) | 8.31% |
| Problem loans | 0.38% (stronger) | 0.51% |
| Net charge-offs | 0.46% (stronger) | 0.49% |
| Return on assets | 0.34% (stronger) | 0.28% |
| Loans ÷ deposits | 81.5% | 58.8% (stronger) |
| Uninsured deposits | 6.8% | 2.5% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The One Federal Credit Union leads on 4 and Tendto Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.