Side-by-side · Q2 2026 data
The Ottoville Bank Company vs The First Central National Bank of St. Paris
Bank
The First Central National Bank of St. Paris
St. Paris, Ohio · Under $100 million in assets
Metric by metric
| Measure | The Ottoville Bank Company | The First Central National Bank of St. Paris |
|---|---|---|
| TellerScore | 95 (stronger) | 87 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 78 (stronger) | 50 |
| Funding & liquidity | 95 (stronger) | 84 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | 84th |
| Total assets | $93.8M | $97.0M |
| Deposits / shares | $72.9M | $76.8M |
| Capital ratio | 21.40% (stronger) | 18.89% |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.46% (stronger) | 0.75% |
| Loans ÷ deposits | 51.1% (stronger) | 76.2% |
| Uninsured deposits | 19.7% | 10.6% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Ottoville Bank Company has the higher TellerScore (95 vs 87). On the 6 directional measures above (where higher or lower is clearly better), The Ottoville Bank Company leads on 5 and The First Central National Bank of St. Paris on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.