Side-by-side · Q2 2026 data
The Ottoville Bank Company vs The Peoples Bank Co.
Metric by metric
| Measure | The Ottoville Bank Company | The Peoples Bank Co. |
|---|---|---|
| TellerScore | 95 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 78 | 87 (stronger) |
| Funding & liquidity | 95 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 97th | 88th |
| Total assets | $93.8M | $859.2M |
| Deposits / shares | $72.9M | $738.8M |
| Capital ratio | 21.40% (stronger) | 11.89% |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.46% | 1.66% (stronger) |
| Loans ÷ deposits | 51.1% (stronger) | 61.5% |
| Uninsured deposits | 19.7% (stronger) | 27.4% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Ottoville Bank Company has the higher TellerScore (95 vs 85). On the 7 directional measures above (where higher or lower is clearly better), The Ottoville Bank Company leads on 6 and The Peoples Bank Co. on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.