Side-by-side · Q2 2026 data
The Ottoville Bank Company vs Topmark Federal Credit Union
Metric by metric
| Measure | The Ottoville Bank Company | Topmark Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 100 (stronger) | 47 |
| Earnings | 78 (stronger) | 36 |
| Funding & liquidity | 95 (stronger) | 90 |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 97th | 16th |
| Total assets | $93.8M | $62.6M |
| Deposits / shares | $72.9M | $56.2M |
| Capital ratio | 21.40% (stronger) | 10.16% |
| Problem loans | 0.00% (stronger) | 1.60% |
| Net charge-offs | 0.00% (stronger) | 1.12% |
| Return on assets | 1.46% (stronger) | 0.39% |
| Loans ÷ deposits | 51.1% (stronger) | 70.7% |
| Uninsured deposits | 19.7% | 1.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 31.4% |
The Ottoville Bank Company has the higher TellerScore (95 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The Ottoville Bank Company leads on 6 and Topmark Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.