Side-by-side · Q2 2026 data
The Park National Bank vs Citizens Tri-County Bank
Metric by metric
| Measure | The Park National Bank | Citizens Tri-County Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 53 (stronger) | 43 |
| Loan quality | 71 | 75 (stronger) |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 63 | 75 (stronger) |
| Problem-loan coverage | 88 (stronger) | 86 |
| Peer percentile | 79th | 58th |
| Total assets | $12.6B | $1.6B |
| Deposits / shares | $10.8B | $1.5B |
| Capital ratio | 10.33% (stronger) | 9.34% |
| Problem loans | 0.86% | 0.75% (stronger) |
| Net charge-offs | 0.11% | 0.05% (stronger) |
| Return on assets | 1.99% (stronger) | 1.85% |
| Loans ÷ deposits | 89.2% | 71.6% (stronger) |
| Uninsured deposits | 22.3% (stronger) | 27.3% |
| Offices | 104 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 11.3% |
The Park National Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Park National Bank leads on 4 and Citizens Tri-County Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.