The Park National Bank is a national bank headquartered in Newark, Ohio, in business for about 118 years. At the end of Q2 2026 it reported $12.6B in total assets and $10.8B in deposits, with 112 offices across 5 states.
Based on its Q2 2026 filing, The Park National Bank scores 72/100, which we describe as strong. That is higher than 79% of 132 banks with $10 billion – $100 billion. Among 157 banks headquartered in Ohio, it ranks 61st. Its strongest component is earnings (100/100; 1.99%), and its lowest is capital cushion (53/100; 10.33%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 72).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 67 |
| Q4 2024 | 67 |
| Q1 2025 | 70 |
| Q2 2025 | 71 |
| Q3 2025 | 69 |
| Q4 2025 | 71 |
| Q1 2026 | 74 |
| Q2 2026 | 72 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.62% |
| Q3 2024 | 9.76% |
| Q4 2024 | 9.80% |
| Q1 2025 | 10.01% |
| Q2 2025 | 10.18% |
| Q3 2025 | 10.23% |
| Q4 2025 | 10.45% |
| Q1 2026 | 10.94% |
| Q2 2026 | 10.33% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.95% |
| Q3 2024 | 0.93% |
| Q4 2024 | 0.89% |
| Q1 2025 | 0.80% |
| Q2 2025 | 0.82% |
| Q3 2025 | 1.13% |
| Q4 2025 | 0.86% |
| Q1 2026 | 0.86% |
| Q2 2026 | 0.86% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.61% |
| Q3 2024 | 1.62% |
| Q4 2024 | 1.63% |
| Q1 2025 | 1.81% |
| Q2 2025 | 1.90% |
| Q3 2025 | 1.95% |
| Q4 2025 | 1.90% |
| Q1 2026 | 1.98% |
| Q2 2026 | 1.99% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $12.6B | 10.33% | 0.86% | 1.99% | 89.2% |
| Q1 2026 | 74 | $12.9B | 10.94% | 0.86% | 1.98% | 86.1% |
| Q4 2025 | 71 | $9.7B | 10.45% | 0.86% | 1.90% | 95.4% |
| Q3 2025 | 69 | $9.8B | 10.23% | 1.13% | 1.95% | 93.8% |
| Q2 2025 | 71 | $9.9B | 10.18% | 0.82% | 1.90% | 92.4% |
| Q1 2025 | 70 | $9.8B | 10.01% | 0.80% | 1.81% | 91.8% |
| Q4 2024 | 67 | $9.8B | 9.80% | 0.89% | 1.63% | 91.6% |
| Q3 2024 | 67 | $9.9B | 9.76% | 0.93% | 1.62% | 89.9% |
| Q2 2024 | 66 | $9.9B | 9.62% | 0.95% | 1.61% | 88.0% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Third Federal Savings and Loan Association of ClevelandBank Cleveland, OH | 64 out of 100, Moderate | $18.1B | 10.0% | 0.25% | vs |
| First Financial BankBank Cincinnati, OH | 68 out of 100, Moderate | $22.4B | 9.8% | 0.70% | vs |
Deposit insurance
Is my money safe at The Park National Bank?
Yes. The Park National Bank is an FDIC-insured institution (FDIC certificate #6653). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.3% of deposits ($2.4B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.33%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.54% (benchmark: 10%).
112 locations
Branches
The Park National Bank lists 104 offices in 79 cities across 5 states. Most locations:
- Mansfield, OH (4)
- Springfield, OH (4)
- Zanesville, OH (4)
- Cincinnati, OH (3)
- Cleveland, TN (3)
- Greenville, OH (3)
- Lancaster, OH (3)
- Newark, OH (3)
- Chattanooga, TN (2)
- Columbus, OH (2)
- Dyersburg, TN (2)
- Easley, SC (2)
HMDA 2025
Mortgage lending
In 2025, The Park National Bank reported 5,323 home-loan applications under HMDA (LEI 549300CEHN5CVC6INV48): 3,709 originated ($701,905,000 total), 886 denied, and 665 withdrawn or closed by the applicant. Its denial rate on decided applications was 19.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Park National Bank
- Former names
- The Park National Bank of Newark
- Type
- National bank
- FDIC certificate #
- 6653
- RSSD ID
- 489623
- Primary regulator
- OCC
- Holding company
- Park National Corp
- Established
- July 8, 1908
- Headquarters
- 50 N 3rd St, Newark, OH 43055
- Website
- www.parknationalbank.com
- Employees
- 1,959
Quick answers
The Park National Bank: common questions
Is The Park National Bank FDIC insured?
Yes. The Park National Bank is an FDIC-insured institution (FDIC certificate #6653). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Park National Bank's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Park National Bank ever failed?
There is no failure record for FDIC certificate #6653 in the FDIC failed bank list.
How many branches does The Park National Bank have?
112 offices as of the latest FDIC data, in 5 states.
Nearby
Highest-scoring banks and credit unions with branches near Newark
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| C E S Credit UnionCredit union Mount Vernon, OH | 91 out of 100, Very strong | $244.3M | 13.1% | 0.16% | vs |
| Harvest Federal Credit UnionCredit union Heath, OH | 84 out of 100, Strong | $43.9M | 12.8% | 0.30% | vs |
| The Waterford Commercial and Savings BankBank Waterford, OH | 83 out of 100, Strong | $60.0M | 13.6% | 0.09% | vs |
| The Home Loan Savings BankBank Coshocton, OH | 77 out of 100, Strong | $386.7M | 11.7% | 0.58% | vs |
| German American BankBank Jasper, IN | 75 out of 100, Strong | $8.4B | 11.2% | 0.45% | vs |
| The Community BankBank Zanesville, OH | 74 out of 100, Strong | $680.1M | 10.6% | 0.23% | vs |