Side-by-side · Q2 2026 data
The Park National Bank vs Harvest Federal Credit Union
Metric by metric
| Measure | The Park National Bank | Harvest Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 84 (stronger) |
| Capital cushion | 53 | 78 (stronger) |
| Loan quality | 71 | 90 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 79th | 75th |
| Total assets | $12.6B | $43.9M |
| Deposits / shares | $10.8B | $38.1M |
| Capital ratio | 10.33% | 12.80% (stronger) |
| Problem loans | 0.86% | 0.30% (stronger) |
| Net charge-offs | 0.11% | 0.02% (stronger) |
| Return on assets | 1.99% (stronger) | 1.16% |
| Loans ÷ deposits | 89.2% | 43.7% (stronger) |
| Uninsured deposits | 22.3% | 2.7% (stronger) |
| Offices | 104 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | — |
Harvest Federal Credit Union has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Park National Bank leads on 1 and Harvest Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.