Side-by-side · Q2 2026 data
The Park National Bank vs INSOUTH Bank
Metric by metric
| Measure | The Park National Bank | INSOUTH Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 42 |
| Capital cushion | 53 (stronger) | 35 |
| Loan quality | 71 (stronger) | 24 |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 63 (stronger) | 59 |
| Problem-loan coverage | 88 (stronger) | 57 |
| Peer percentile | 79th | 3rd |
| Total assets | $12.6B | $591.9M |
| Deposits / shares | $10.8B | $502.8M |
| Capital ratio | 10.33% (stronger) | 8.48% |
| Problem loans | 0.86% (stronger) | 2.29% |
| Net charge-offs | 0.11% (stronger) | 0.15% |
| Return on assets | 1.99% (stronger) | 0.84% |
| Loans ÷ deposits | 89.2% (stronger) | 90.3% |
| Uninsured deposits | 22.3% (stronger) | 24.5% |
| Offices | 104 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | — |
The Park National Bank has the higher TellerScore (72 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The Park National Bank leads on 7 and INSOUTH Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Atoka, TN
- Jackson, TN
- Millington, TN