Side-by-side · Q2 2026 data
The Park National Bank vs Peoples State Bank
Metric by metric
| Measure | The Park National Bank | Peoples State Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 61 |
| Capital cushion | 53 (stronger) | 33 |
| Loan quality | 71 | 80 (stronger) |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 63 | 65 (stronger) |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 79th | 20th |
| Total assets | $12.6B | $286.5M |
| Deposits / shares | $10.8B | $256.8M |
| Capital ratio | 10.33% (stronger) | 8.32% |
| Problem loans | 0.86% | 0.60% (stronger) |
| Net charge-offs | 0.11% | 0.01% (stronger) |
| Return on assets | 1.99% (stronger) | 0.99% |
| Loans ÷ deposits | 89.2% | 87.8% (stronger) |
| Uninsured deposits | 22.3% | 21.4% (stronger) |
| Offices | 104 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 1.9% |
The Park National Bank has the higher TellerScore (72 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Park National Bank leads on 3 and Peoples State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Pataskala, OH
- New Lexington, OH