Side-by-side · Q2 2026 data
The Pauls Valley National Bank vs Bank of Commerce
Metric by metric
| Measure | The Pauls Valley National Bank | Bank of Commerce |
|---|---|---|
| TellerScore | 39 | 46 (stronger) |
| Capital cushion | 45 | 55 (stronger) |
| Loan quality | 0 | 24 (stronger) |
| Earnings | 65 (stronger) | 29 |
| Funding & liquidity | 82 (stronger) | 74 |
| Problem-loan coverage | 3 | 66 (stronger) |
| Peer percentile | 2nd | 5th |
| Total assets | $356.6M | $334.0M |
| Deposits / shares | $327.4M | $294.0M |
| Capital ratio | 9.48% | 10.54% (stronger) |
| Problem loans | 5.72% | 2.27% (stronger) |
| Net charge-offs | 0.36% | 0.20% (stronger) |
| Return on assets | 1.12% (stronger) | 0.22% |
| Loans ÷ deposits | 62.1% (stronger) | 75.7% |
| Uninsured deposits | 29.5% | 24.5% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Commerce has the higher TellerScore (46 vs 39). On the 7 directional measures above (where higher or lower is clearly better), The Pauls Valley National Bank leads on 2 and Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.