Side-by-side · Q2 2026 data
The Payne County Bank vs The Bankers Bank
Metric by metric
| Measure | The Payne County Bank | The Bankers Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 54 |
| Capital cushion | 94 (stronger) | 77 |
| Loan quality | 64 (stronger) | 36 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 69 (stronger) | 16 |
| Problem-loan coverage | 88 (stronger) | 78 |
| Peer percentile | 84th | 10th |
| Total assets | $313.2M | $310.5M |
| Deposits / shares | $257.1M | $243.4M |
| Capital ratio | 14.39% (stronger) | 12.70% |
| Problem loans | 1.09% (stronger) | 1.93% |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 2.35% (stronger) | 0.98% |
| Loans ÷ deposits | 91.0% (stronger) | 99.4% |
| Uninsured deposits | 15.6% (stronger) | 55.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | — |
The Payne County Bank has the higher TellerScore (83 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The Payne County Bank leads on 6 and The Bankers Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.