Side-by-side · Q2 2026 data
The Pennsville National Bank vs United Savings Bank
Metric by metric
| Measure | The Pennsville National Bank | United Savings Bank |
|---|---|---|
| TellerScore | 66 | 89 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 53 | 100 (stronger) |
| Earnings | 79 (stronger) | 53 |
| Funding & liquidity | 86 | 86 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 31st | 94th |
| Total assets | $281.8M | $460.6M |
| Deposits / shares | $251.6M | $332.1M |
| Capital ratio | 10.23% | 17.44% (stronger) |
| Problem loans | 1.41% | 0.00% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 1.48% (stronger) | 0.84% |
| Loans ÷ deposits | 51.7% (stronger) | 52.0% |
| Uninsured deposits | 27.6% (stronger) | 28.0% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.6% |
United Savings Bank has the higher TellerScore (89 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Pennsville National Bank leads on 3 and United Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.