Side-by-side · Q2 2026 data
The Peoples Bank vs Legacy Bank
Metric by metric
| Measure | The Peoples Bank | Legacy Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 43 | 56 (stronger) |
| Loan quality | 88 | 98 (stronger) |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 82 (stronger) | 57 |
| Problem-loan coverage | 75 | 99 (stronger) |
| Peer percentile | 61st | 57th |
| Total assets | $531.1M | $865.0M |
| Deposits / shares | $486.6M | $721.8M |
| Capital ratio | 9.29% | 10.55% (stronger) |
| Problem loans | 0.37% | 0.06% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 3.00% (stronger) | 1.22% |
| Loans ÷ deposits | 53.9% (stronger) | 93.2% |
| Uninsured deposits | 31.8% | 24.2% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
The Peoples Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and Legacy Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Pratt, KS