TellerScore

Side-by-side · Q2 2026 data

The Peoples Bank vs Carter Federal Credit Union

Bank

The Peoples Bank

Magnolia, Arkansas · $100 million – $1 billion

65of 100
Moderate

Credit union

Carter Federal Credit Union

Springhill, Louisiana · $100 million – $1 billion

32of 100
Low

Metric by metric

MeasureThe Peoples BankCarter Federal Credit Union
TellerScore65 (stronger)32
Capital cushion86 (stronger)36
Loan quality26 (stronger)0
Earnings88 (stronger)46
Funding & liquidity5160 (stronger)
Problem-loan coverage78 (stronger)29
Peer percentile29th0th
Total assets$195.9M$762.9M
Deposits / shares$136.8M$587.6M
Capital ratio13.59% (stronger)8.60%
Problem loans2.23% (stronger)3.66%
Net charge-offs0.28% (stronger)0.79%
Return on assets1.69% (stronger)0.65%
Loans ÷ deposits109.2%100.7% (stronger)
Uninsured deposits6.6% (stronger)7.4%
Offices45
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—0.0%

The Peoples Bank has the higher TellerScore (65 vs 32). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 6 and Carter Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

Compare two institutions