The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (30 → 32), mostly because the problem-loan coverage component weakened by 10 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Louisiana

Yes. Carter Federal Credit Union is a federally insured credit union (NCUA charter #9164). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.4% of shares and deposits ($43.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.60%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Carter Federal Credit Union lists 5 offices in 4 cities across 2 states. Most locations:

• Springhill, LA (2)
• Magnolia, AR (1)
• Minden, LA (1)
• Shreveport, LA (1)

All branch addresses and map

In 2025, Carter Federal Credit Union reported 94 home-loan applications under HMDA (LEI 549300CKG3JGNHH34D61): 93 originated ($28,585,000 total), 0 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Carter Federal Credit Union

Type

Federal credit union

NCUA charter #

9164

RSSD ID

343088

Primary regulator

NCUA

Established

1954

Headquarters

Po Box 814, Springhill, LA 71075

Employees

106