Side-by-side · Q2 2026 data
The Peoples Bank vs Riverwind Bank
Metric by metric
| Measure | The Peoples Bank | Riverwind Bank |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 86 (stronger) | 41 |
| Loan quality | 26 | 95 (stronger) |
| Earnings | 88 (stronger) | 52 |
| Funding & liquidity | 51 | 82 (stronger) |
| Problem-loan coverage | 78 | 97 (stronger) |
| Peer percentile | 29th | 37th |
| Total assets | $195.9M | $167.8M |
| Deposits / shares | $136.8M | $153.0M |
| Capital ratio | 13.59% (stronger) | 9.09% |
| Problem loans | 2.23% | 0.16% (stronger) |
| Net charge-offs | 0.28% | 0.01% (stronger) |
| Return on assets | 1.69% (stronger) | 0.81% |
| Loans ÷ deposits | 109.2% | 71.3% (stronger) |
| Uninsured deposits | 6.6% (stronger) | 21.1% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riverwind Bank has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 3 and Riverwind Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.