Side-by-side · Q2 2026 data
The Peoples Bank vs Bank of Buffalo
Metric by metric
| Measure | The Peoples Bank | Bank of Buffalo |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 58 (stronger) | 48 |
| Loan quality | 68 | 77 (stronger) |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 77 (stronger) | 61 |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 57th | 40th |
| Total assets | $145.0M | $140.5M |
| Deposits / shares | $132.6M | $102.4M |
| Capital ratio | 10.82% (stronger) | 9.78% |
| Problem loans | 0.97% | 0.69% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 2.14% (stronger) | 1.65% |
| Loans ÷ deposits | 77.4% (stronger) | 99.7% |
| Uninsured deposits | 20.6% | 8.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | — |
The Peoples Bank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 5 and Bank of Buffalo on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.