Side-by-side · Q2 2026 data
The Peoples Bank vs Republic Bank & Trust Company
Metric by metric
| Measure | The Peoples Bank | Republic Bank & Trust Company |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 58 | 98 (stronger) |
| Loan quality | 68 | 81 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 77 (stronger) | 31 |
| Problem-loan coverage | 85 | 95 (stronger) |
| Peer percentile | 57th | 95th |
| Total assets | $145.0M | $7.1B |
| Deposits / shares | $132.6M | $5.6B |
| Capital ratio | 10.82% | 14.82% (stronger) |
| Problem loans | 0.97% | 0.56% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.46% |
| Return on assets | 2.14% (stronger) | 2.13% |
| Loans ÷ deposits | 77.4% (stronger) | 95.7% |
| Uninsured deposits | 20.6% (stronger) | 45.6% |
| Offices | 2 | 47 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 12.6% |
Republic Bank & Trust Company has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and Republic Bank & Trust Company on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.