Side-by-side · Q2 2026 data
The Peoples Bank vs The Sacramento Deposit Bank
Metric by metric
| Measure | The Peoples Bank | The Sacramento Deposit Bank |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 58 (stronger) | 45 |
| Loan quality | 68 | 75 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 77 | 90 (stronger) |
| Problem-loan coverage | 85 | 86 (stronger) |
| Peer percentile | 57th | 57th |
| Total assets | $145.0M | $149.8M |
| Deposits / shares | $132.6M | $136.9M |
| Capital ratio | 10.82% (stronger) | 9.46% |
| Problem loans | 0.97% | 0.76% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.07% |
| Return on assets | 2.14% | 2.24% (stronger) |
| Loans ÷ deposits | 77.4% | 70.3% (stronger) |
| Uninsured deposits | 20.6% | 8.6% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 2 and The Sacramento Deposit Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.