Side-by-side · Q2 2026 data
The Peoples Bank vs Pillar Credit Union
Metric by metric
| Measure | The Peoples Bank | Pillar Credit Union |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 58 | 66 (stronger) |
| Loan quality | 89 (stronger) | 80 |
| Earnings | 32 | 67 (stronger) |
| Funding & liquidity | 99 (stronger) | 92 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 42nd | 68th |
| Total assets | $60.4M | $134.8M |
| Deposits / shares | $54.3M | $120.4M |
| Capital ratio | 10.81% | 11.64% (stronger) |
| Problem loans | 0.33% (stronger) | 0.60% |
| Net charge-offs | -0.40% (stronger) | 0.22% |
| Return on assets | 0.29% | 1.17% (stronger) |
| Loans ÷ deposits | 57.5% (stronger) | 67.9% |
| Uninsured deposits | 16.2% | 5.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pillar Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 3 and Pillar Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.