Side-by-side · Q2 2026 data
The Peoples Bank vs The Peoples Savings Bank
Metric by metric
| Measure | The Peoples Bank | The Peoples Savings Bank |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 58 | 85 (stronger) |
| Loan quality | 89 (stronger) | 47 |
| Earnings | 32 | 52 (stronger) |
| Funding & liquidity | 99 | 99 |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 42nd | 42nd |
| Total assets | $60.4M | $71.9M |
| Deposits / shares | $54.3M | $63.5M |
| Capital ratio | 10.81% | 13.45% (stronger) |
| Problem loans | 0.33% (stronger) | 1.58% |
| Net charge-offs | -0.40% (stronger) | 0.12% |
| Return on assets | 0.29% | 0.81% (stronger) |
| Loans ÷ deposits | 57.5% | 54.0% (stronger) |
| Uninsured deposits | 16.2% (stronger) | 16.4% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 3 and The Peoples Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.