Side-by-side · Q2 2026 data
The Peoples Bank vs Bank of Halls
Metric by metric
| Measure | The Peoples Bank | Bank of Halls |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 56 (stronger) | 30 |
| Loan quality | 60 | 95 (stronger) |
| Earnings | 48 | 61 (stronger) |
| Funding & liquidity | 85 (stronger) | 64 |
| Problem-loan coverage | 75 | 98 (stronger) |
| Peer percentile | 22nd | 26th |
| Total assets | $113.1M | $134.6M |
| Deposits / shares | $100.7M | $123.2M |
| Capital ratio | 10.62% (stronger) | 7.95% |
| Problem loans | 1.21% | 0.15% (stronger) |
| Net charge-offs | 0.21% | 0.00% (stronger) |
| Return on assets | 0.70% | 1.02% (stronger) |
| Loans ÷ deposits | 74.8% | 51.0% (stronger) |
| Uninsured deposits | 8.5% (stronger) | 47.9% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
Bank of Halls has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 2 and Bank of Halls on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.