Side-by-side · Q2 2026 data
The Peoples Bank vs Central Bank
Metric by metric
| Measure | The Peoples Bank | Central Bank |
|---|---|---|
| TellerScore | 62 | 78 (stronger) |
| Capital cushion | 56 | 70 (stronger) |
| Loan quality | 60 | 100 (stronger) |
| Earnings | 48 | 50 (stronger) |
| Funding & liquidity | 85 (stronger) | 79 |
| Problem-loan coverage | 75 | 100 (stronger) |
| Peer percentile | 22nd | 72nd |
| Total assets | $113.1M | $160.2M |
| Deposits / shares | $100.7M | $141.1M |
| Capital ratio | 10.62% | 11.95% (stronger) |
| Problem loans | 1.21% | 0.00% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.65% |
| Return on assets | 0.70% | 0.75% (stronger) |
| Loans ÷ deposits | 74.8% (stronger) | 80.8% |
| Uninsured deposits | 8.5% (stronger) | 15.0% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
Central Bank has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 3 and Central Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.