Side-by-side · Q2 2026 data
The Peoples Bank vs Home Banking Company
Metric by metric
| Measure | The Peoples Bank | Home Banking Company |
|---|---|---|
| TellerScore | 62 (stronger) | 57 |
| Capital cushion | 56 (stronger) | 51 |
| Loan quality | 60 (stronger) | 50 |
| Earnings | 48 (stronger) | 37 |
| Funding & liquidity | 85 | 88 (stronger) |
| Problem-loan coverage | 75 | 84 (stronger) |
| Peer percentile | 22nd | 14th |
| Total assets | $113.1M | $124.0M |
| Deposits / shares | $100.7M | $111.5M |
| Capital ratio | 10.62% (stronger) | 10.08% |
| Problem loans | 1.21% (stronger) | 1.49% |
| Net charge-offs | 0.21% | 0.05% (stronger) |
| Return on assets | 0.70% (stronger) | 0.42% |
| Loans ÷ deposits | 74.8% | 55.6% (stronger) |
| Uninsured deposits | 8.5% (stronger) | 25.7% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
The Peoples Bank has the higher TellerScore (62 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 5 and Home Banking Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.