Side-by-side · Q2 2026 data
The Peoples Bank vs The Hardin County Bank
Metric by metric
| Measure | The Peoples Bank | The Hardin County Bank |
|---|---|---|
| TellerScore | 62 | 76 (stronger) |
| Capital cushion | 56 | 58 (stronger) |
| Loan quality | 60 | 95 (stronger) |
| Earnings | 48 | 72 (stronger) |
| Funding & liquidity | 85 (stronger) | 73 |
| Problem-loan coverage | 75 | 93 (stronger) |
| Peer percentile | 22nd | 64th |
| Total assets | $113.1M | $676.7M |
| Deposits / shares | $100.7M | $600.3M |
| Capital ratio | 10.62% | 10.84% (stronger) |
| Problem loans | 1.21% | 0.16% (stronger) |
| Net charge-offs | 0.21% | 0.02% (stronger) |
| Return on assets | 0.70% | 1.29% (stronger) |
| Loans ÷ deposits | 74.8% (stronger) | 85.6% |
| Uninsured deposits | 8.5% (stronger) | 16.3% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
The Hardin County Bank has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 2 and The Hardin County Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.