Side-by-side · Q2 2026 data
The Peoples Bank Co. vs Versailles Savings and Loan Company
Metric by metric
| Measure | The Peoples Bank Co. | Versailles Savings and Loan Company |
|---|---|---|
| TellerScore | 85 | 89 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 87 (stronger) | 69 |
| Funding & liquidity | 85 (stronger) | 71 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 88th | 87th |
| Total assets | $859.2M | $65.6M |
| Deposits / shares | $738.8M | $51.1M |
| Capital ratio | 11.89% | 19.25% (stronger) |
| Problem loans | 0.13% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 1.22% |
| Loans ÷ deposits | 61.5% (stronger) | 89.5% |
| Uninsured deposits | 27.4% | 10.2% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Versailles Savings and Loan Company has the higher TellerScore (89 vs 85). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank Co. leads on 2 and Versailles Savings and Loan Company on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.