Side-by-side · Q2 2026 data
The Peoples Community Bank vs Oak Bank
Metric by metric
| Measure | The Peoples Community Bank | Oak Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 77 |
| Capital cushion | 78 (stronger) | 73 |
| Loan quality | 95 | 99 (stronger) |
| Earnings | 83 (stronger) | 71 |
| Funding & liquidity | 88 (stronger) | 40 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 91st | 68th |
| Total assets | $388.8M | $486.3M |
| Deposits / shares | $339.7M | $419.6M |
| Capital ratio | 12.76% (stronger) | 12.28% |
| Problem loans | 0.14% | 0.04% (stronger) |
| Net charge-offs | -0.04% (stronger) | -0.00% |
| Return on assets | 1.58% (stronger) | 1.28% |
| Loans ÷ deposits | 72.7% (stronger) | 89.3% |
| Uninsured deposits | 12.1% (stronger) | 42.7% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 1.9% |
The Peoples Community Bank has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Community Bank leads on 6 and Oak Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.