Side-by-side · Q2 2026 data
The Peoples Community Bank vs Richland County Bank
Metric by metric
| Measure | The Peoples Community Bank | Richland County Bank |
|---|---|---|
| TellerScore | 87 | 96 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 83 (stronger) | 81 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 91st | 99th |
| Total assets | $388.8M | $114.1M |
| Deposits / shares | $339.7M | $96.0M |
| Capital ratio | 12.76% | 17.77% (stronger) |
| Problem loans | 0.14% | 0.00% (stronger) |
| Net charge-offs | -0.04% (stronger) | -0.00% |
| Return on assets | 1.58% (stronger) | 1.51% |
| Loans ÷ deposits | 72.7% | 51.3% (stronger) |
| Uninsured deposits | 12.1% (stronger) | 12.5% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Richland County Bank has the higher TellerScore (96 vs 87). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Community Bank leads on 3 and Richland County Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Richland Center, WI