Side-by-side · Q2 2026 data
The People'S Federal Credit Union vs Capitol Credit Union
Metric by metric
| Measure | The People'S Federal Credit Union | Capitol Credit Union |
|---|---|---|
| TellerScore | 58 | 71 (stronger) |
| Capital cushion | 41 | 70 (stronger) |
| Loan quality | 62 | 93 (stronger) |
| Earnings | 41 (stronger) | 30 |
| Funding & liquidity | 91 (stronger) | 75 |
| Problem-loan coverage | 83 | 97 (stronger) |
| Peer percentile | 16th | 54th |
| Total assets | $229.0M | $233.9M |
| Deposits / shares | $210.1M | $203.6M |
| Capital ratio | 9.06% | 11.98% (stronger) |
| Problem loans | 1.15% | 0.20% (stronger) |
| Net charge-offs | 0.62% | 0.21% (stronger) |
| Return on assets | 0.52% (stronger) | 0.25% |
| Loans ÷ deposits | 69.1% (stronger) | 85.3% |
| Uninsured deposits | 1.0% (stronger) | 8.7% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.8% | 22.3% |
Capitol Credit Union has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The People'S Federal Credit Union leads on 3 and Capitol Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.