Side-by-side · Q2 2026 data
The People'S Federal Credit Union vs Westex Community Credit Union
Metric by metric
| Measure | The People'S Federal Credit Union | Westex Community Credit Union |
|---|---|---|
| TellerScore | 58 | 94 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 62 | 79 (stronger) |
| Earnings | 41 | 100 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 83 | 96 (stronger) |
| Peer percentile | 16th | 98th |
| Total assets | $229.0M | $231.4M |
| Deposits / shares | $210.1M | $193.9M |
| Capital ratio | 9.06% | 15.44% (stronger) |
| Problem loans | 1.15% | 0.63% (stronger) |
| Net charge-offs | 0.62% | 0.55% (stronger) |
| Return on assets | 0.52% | 2.55% (stronger) |
| Loans ÷ deposits | 69.1% | 59.3% (stronger) |
| Uninsured deposits | 1.0% (stronger) | 12.4% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.8% | — |
Westex Community Credit Union has the higher TellerScore (94 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The People'S Federal Credit Union leads on 1 and Westex Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.