Side-by-side · Q2 2026 data
The Peoples Savings and Loan Company vs Community Savings Bank
Metric by metric
| Measure | The Peoples Savings and Loan Company | Community Savings Bank |
|---|---|---|
| TellerScore | 63 | 80 (stronger) |
| Capital cushion | 40 | 98 (stronger) |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 48 (stronger) | 38 |
| Funding & liquidity | 50 | 61 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 24th | 77th |
| Total assets | $109.9M | $119.6M |
| Deposits / shares | $79.1M | $95.0M |
| Capital ratio | 8.99% | 14.76% (stronger) |
| Problem loans | 0.14% | 0.10% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.69% (stronger) | 0.45% |
| Loans ÷ deposits | 120.4% | 96.7% (stronger) |
| Uninsured deposits | 7.9% (stronger) | 17.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Savings Bank has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings and Loan Company leads on 2 and Community Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.