Side-by-side · Q2 2026 data
The Peoples Savings Bank vs Kemba Financial Credit Union
Metric by metric
| Measure | The Peoples Savings Bank | Kemba Financial Credit Union |
|---|---|---|
| TellerScore | 57 | 74 (stronger) |
| Capital cushion | 40 | 76 (stronger) |
| Loan quality | 71 | 81 (stronger) |
| Earnings | 49 | 57 (stronger) |
| Funding & liquidity | 63 | 68 (stronger) |
| Problem-loan coverage | 84 | 93 (stronger) |
| Peer percentile | 14th | 72nd |
| Total assets | $189.3M | $2.5B |
| Deposits / shares | $172.5M | $2.1B |
| Capital ratio | 8.96% | 12.57% (stronger) |
| Problem loans | 0.87% | 0.58% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.60% |
| Return on assets | 0.72% | 0.93% (stronger) |
| Loans ÷ deposits | 90.5% (stronger) | 92.4% |
| Uninsured deposits | 21.4% | 6.8% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 34.2% |
Kemba Financial Credit Union has the higher TellerScore (74 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings Bank leads on 2 and Kemba Financial Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.