Side-by-side · Q2 2026 data
The Peoples Savings Bank vs Long Reach Federal Credit Union
Credit union
Long Reach Federal Credit Union
Middlebourne, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | The Peoples Savings Bank | Long Reach Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 85 (stronger) | 49 |
| Loan quality | 47 | 64 (stronger) |
| Earnings | 52 | 61 (stronger) |
| Funding & liquidity | 99 (stronger) | 89 |
| Problem-loan coverage | 88 (stronger) | 85 |
| Peer percentile | 42nd | 34th |
| Total assets | $71.9M | $193.2M |
| Deposits / shares | $63.5M | $173.8M |
| Capital ratio | 13.45% (stronger) | 9.91% |
| Problem loans | 1.58% | 1.08% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.59% |
| Return on assets | 0.81% | 1.03% (stronger) |
| Loans ÷ deposits | 54.0% (stronger) | 71.3% |
| Uninsured deposits | 16.4% | 8.8% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Savings Bank has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings Bank leads on 4 and Long Reach Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.