Side-by-side · Q2 2026 data
The Peoples Savings Bank vs The Settlers Bank
Metric by metric
| Measure | The Peoples Savings Bank | The Settlers Bank |
|---|---|---|
| TellerScore | 71 | 94 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 47 | 94 (stronger) |
| Earnings | 52 | 93 (stronger) |
| Funding & liquidity | 99 (stronger) | 79 |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 42nd | 98th |
| Total assets | $71.9M | $142.4M |
| Deposits / shares | $63.5M | $119.1M |
| Capital ratio | 13.45% | 16.19% (stronger) |
| Problem loans | 1.58% | 0.18% (stronger) |
| Net charge-offs | 0.12% | 0.00% (stronger) |
| Return on assets | 0.81% | 1.83% (stronger) |
| Loans ÷ deposits | 54.0% (stronger) | 77.1% |
| Uninsured deposits | 16.4% (stronger) | 18.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Settlers Bank has the higher TellerScore (94 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings Bank leads on 2 and The Settlers Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.