Side-by-side · Q2 2026 data
The Peoples State Bank vs Jackson County Co-Op Credit Union
Credit union
Jackson County Co-Op Credit Union
Seymour, Indiana · Under $100 million in assets
Metric by metric
| Measure | The Peoples State Bank | Jackson County Co-Op Credit Union |
|---|---|---|
| TellerScore | 78 | 92 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 79 (stronger) | 77 |
| Funding & liquidity | 82 (stronger) | 77 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 72nd | 92nd |
| Total assets | $506.6M | $31.3M |
| Deposits / shares | $444.3M | $25.5M |
| Capital ratio | 10.47% | 18.39% (stronger) |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.48% (stronger) | 1.43% |
| Loans ÷ deposits | 61.8% (stronger) | 82.8% |
| Uninsured deposits | 29.5% | 0.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
Jackson County Co-Op Credit Union has the higher TellerScore (92 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Peoples State Bank leads on 3 and Jackson County Co-Op Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.