Side-by-side · Q2 2026 data
The Peoples State Bank vs Solutions North Bank
Metric by metric
| Measure | The Peoples State Bank | Solutions North Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 89 | 91 (stronger) |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 49 | 76 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 87th | 68th |
| Total assets | $23.5M | $469.5M |
| Deposits / shares | $17.4M | $395.5M |
| Capital ratio | 19.83% (stronger) | 10.90% |
| Problem loans | 0.33% | 0.28% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.02% |
| Return on assets | 2.87% (stronger) | 1.40% |
| Loans ÷ deposits | 117.7% | 73.5% (stronger) |
| Uninsured deposits | 16.5% (stronger) | 25.0% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples State Bank has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Peoples State Bank leads on 5 and Solutions North Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.