Side-by-side · Q2 2026 data
The Peoples State Bank of Newton, Illinois vs Hershey Robinson Employees Credit Union
Credit union
Hershey Robinson Employees Credit Union
Robinson, Illinois · Under $100 million in assets
Metric by metric
| Measure | The Peoples State Bank of Newton, Illinois | Hershey Robinson Employees Credit Union |
|---|---|---|
| TellerScore | 81 | 86 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 82 (stronger) | 54 |
| Earnings | 79 | 93 (stronger) |
| Funding & liquidity | 64 | 94 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 80th | 80th |
| Total assets | $736.7M | $3.3M |
| Deposits / shares | $577.9M | $2.5M |
| Capital ratio | 13.52% | 25.00% (stronger) |
| Problem loans | 0.54% (stronger) | 1.37% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.48% | 1.83% (stronger) |
| Loans ÷ deposits | 85.5% | 66.7% (stronger) |
| Uninsured deposits | 24.6% | 0.0% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | — |
Hershey Robinson Employees Credit Union has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Peoples State Bank of Newton, Illinois leads on 2 and Hershey Robinson Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.