Side-by-side · Q2 2026 data
The Peshtigo National Bank vs Farmers & Merchants Bank & Trust
Metric by metric
| Measure | The Peshtigo National Bank | Farmers & Merchants Bank & Trust |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 40 | 64 (stronger) |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 47 | 64 (stronger) |
| Funding & liquidity | 81 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 40th | 37th |
| Total assets | $300.0M | $175.1M |
| Deposits / shares | $250.8M | $149.4M |
| Capital ratio | 8.99% | 11.36% (stronger) |
| Problem loans | 0.00% (stronger) | 0.91% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.66% | 1.10% (stronger) |
| Loans ÷ deposits | 79.5% (stronger) | 82.7% |
| Uninsured deposits | 13.9% (stronger) | 25.2% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
The Peshtigo National Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Peshtigo National Bank leads on 5 and Farmers & Merchants Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.