TellerScore

Headquartered in Peshtigo, Wisconsin, The Peshtigo National Bank is a national bank with $300.0M in total assets and $250.8M in deposits as of Q2 2026. It operates 6 offices. Its charter dates back to 1901.

Based on its Q2 2026 filing, The Peshtigo National Bank scores 69/100, which we describe as moderate. That is higher than only 40% of 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 93rd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (40/100; 8.99%).

TellerScore · Q2 2026

Scorecard

Capital cushion40/100
Tier 1 leverage ratio: 8.99%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings47/100
Return on assets (annualized): 0.66%
Funding & liquidity81/100
Loans ÷ deposits and uninsured-deposit share: 79.5% · 13.9% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (67 → 69), mostly because the earnings component improved by 11 points.

TellerScore
666869Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202466
Q4 202467
Q1 202566
Q2 202567
Q3 202567
Q4 202567
Q1 202667
Q2 202669
Tier 1 leverage ratio
5.00%7.03%9.06%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.06%
Q3 20248.96%
Q4 20248.95%
Q1 20258.83%
Q2 20258.95%
Q3 20258.92%
Q4 20258.70%
Q1 20268.76%
Q2 20268.99%
Noncurrent loans
0.00%0.01%0.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.01%
Q3 20240.01%
Q4 20240.01%
Q1 20250.01%
Q2 20250.02%
Q3 20250.01%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.24%0.45%0.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.25%
Q3 20240.24%
Q4 20240.29%
Q1 20250.30%
Q2 20250.39%
Q3 20250.44%
Q4 20250.48%
Q1 20260.57%
Q2 20260.66%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$300.0M8.99%0.00%0.66%79.5%
Q1 202667$299.4M8.76%0.00%0.57%75.7%
Q4 202567$303.3M8.70%0.00%0.48%70.9%
Q3 202567$299.9M8.92%0.01%0.44%71.0%
Q2 202567$289.5M8.95%0.02%0.39%71.5%
Q1 202566$287.9M8.83%0.01%0.30%69.9%
Q4 202467$281.2M8.95%0.01%0.29%70.2%
Q3 202466$284.1M8.96%0.01%0.24%73.1%
Q2 202466$270.6M9.06%0.01%0.25%73.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.99%
12th
Total risk-based capital15.27%
69th
Problem loans0.00%
94th
Net charge-offs-0.01%
86th
Return on assets0.66%
17th
Net interest margin3.37%
22nd
Efficiency ratio77.0%
17th
Loans to deposits79.5%
50th
Uninsured deposits13.9%
85th
Loan-loss reserves1.14%
43rd
Texas ratio0.0%
95th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Collins State BankBank Collins, WI62 out of 100, Moderate$301.2M8.7%0.30%vs
Laona State BankBank Laona, WI56 out of 100, Moderate$296.6M9.6%1.34%vs
Partners Bank of WisconsinBank Marshfield, WI86 out of 100, Very strong$294.2M14.7%0.36%vs
Citizens State Bank of LoyalBank Loyal, WI80 out of 100, Strong$311.5M11.5%0.00%vs
Nekoosa Port Edwards State BankBank Nekoosa, WI93 out of 100, Very strong$286.5M15.1%0.00%vs
First Federal Bank of WisconsinBank Waukesha, WI82 out of 100, Strong$285.9M22.5%0.02%vs

Deposit insurance

Is my money safe at The Peshtigo National Bank?

Yes. The Peshtigo National Bank is an FDIC-insured institution (FDIC certificate #5317). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.9% of deposits ($34.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.99%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.27% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

The Peshtigo National Bank lists 6 offices in 6 cities. Most locations:

  • Antigo, WI (1)
  • Coleman, WI (1)
  • Gillett, WI (1)
  • Marinette, WI (1)
  • Oconto Falls, WI (1)
  • Peshtigo, WI (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, The Peshtigo National Bank reported 80 home-loan applications under HMDA (LEI 549300LXCDKIWPEE4R73): 65 originated ($12,255,000 total), 5 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
The Peshtigo National Bank
Type
National bank
FDIC certificate #
5317
RSSD ID
257345
Primary regulator
OCC
Holding company
Peshtigo National Bcorp Inc
Established
February 4, 1901
Headquarters
250 French St, Peshtigo, WI 54157
Employees
52

Quick answers

The Peshtigo National Bank: common questions

Is The Peshtigo National Bank FDIC insured?

Yes. The Peshtigo National Bank is an FDIC-insured institution (FDIC certificate #5317). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Peshtigo National Bank's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Peshtigo National Bank ever failed?

There is no failure record for FDIC certificate #5317 in the FDIC failed bank list.

How many branches does The Peshtigo National Bank have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Peshtigo

InstitutionScoreAssetsCapitalProblem loansCompare
Bay Shore Credit UnionCredit union Marinette, WI92 out of 100, Very strong$48.2M18.6%0.27%vs
North Shore BankBank Brookfield, WI84 out of 100, Strong$2.6B14.4%0.10%vs
N.E.W. Credit UnionCredit union Oconto Falls, WI77 out of 100, Strong$178.2M11.1%0.36%vs
Forward Financial Credit UnionCredit union Niagara, WI75 out of 100, Strong$85.9M13.5%0.79%vs
Capital Credit UnionCredit union Green Bay, WI69 out of 100, Moderate$2.8B12.3%0.90%vs
Pcm Credit UnionCredit union Green Bay, WI68 out of 100, Moderate$514.6M10.5%0.61%vs