Side-by-side · Q2 2026 data
The Philadelphia Trust Company vs Service Station Dealers Federal Credit Union
Bank
The Philadelphia Trust Company
Philadelphia, Pennsylvania · Under $100 million in assets
Credit union
Service Station Dealers Federal Credit Union
Phila, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | The Philadelphia Trust Company | Service Station Dealers Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 55 | 60 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 94th | 49th |
| Total assets | $27.7M | $129K |
| Deposits / shares | $6.0M | $21K |
| Capital ratio | 71.82% | 84.06% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 14.18% (stronger) | -1.68% |
| Loans ÷ deposits | 105.7% | 100.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Philadelphia Trust Company has the higher TellerScore (93 vs 74). On the 4 directional measures above (where higher or lower is clearly better), The Philadelphia Trust Company leads on 2 and Service Station Dealers Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.