TellerScore

Service Station Dealers Federal Credit Union is a federal credit union headquartered in Phila, Pennsylvania, in business for about 53 years. At the end of Q2 2026 it reported $129K in total assets and $21K in member shares and deposits, with 1 office.

Service Station Dealers Federal Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than only 49% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 151st. Capital cushion contributes the most (100/100, 84.06%); earnings contributes the least (0/100, -1.68%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 84.06%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -1.68%
Funding & liquidity60/100
Loans ÷ shares: 100.3% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (76 → 74), mostly because the earnings component weakened by 19 points.

TellerScore
737780Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202474
Q4 202476
Q1 202580
Q2 202576
Q3 202573
Q4 202573
Q1 202673
Q2 202674
Net worth ratio
7.00%46.41%85.82%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202469.01%
Q3 202469.68%
Q4 202478.28%
Q1 202579.76%
Q2 202580.08%
Q3 202585.82%
Q4 202583.86%
Q1 202684.73%
Q2 202684.06%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-3.10%-1.36%0.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.03%
Q3 2024-0.38%
Q4 2024-0.08%
Q1 20250.38%
Q2 2025-0.02%
Q3 2025-3.10%
Q4 2025-2.73%
Q1 2026-1.67%
Q2 2026-1.68%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$129K84.06%0.00%-1.68%100.3%
Q1 202673$129K84.73%0.00%-1.67%116.9%
Q4 202573$131K83.86%0.00%-2.73%127.2%
Q3 202573$129K85.82%0.00%-3.10%167.0%
Q2 202576$142K80.08%0.00%-0.02%123.1%
Q1 202580$142K79.76%0.00%0.38%133.1%
Q4 202476$145K78.28%0.00%-0.08%157.4%
Q3 202474$162K69.68%0.00%-0.38%111.0%
Q2 202477$165K69.01%0.00%0.03%117.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio84.06%
100th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets-1.68%
5th
Loans to deposits100.3%
3rd
Uninsured deposits0.0%
81st
Loan-loss reserves30.35%
100th
Texas ratio0.0%
93rd

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Deposit insurance

Is my money safe at Service Station Dealers Federal Credit Union?

Yes. Service Station Dealers Federal Credit Union is a federally insured credit union (NCUA charter #24733). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 84.06%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Service Station Dealers Federal Credit Union lists 1 office in 1 city. Most locations:

  • Phila, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Service Station Dealers Federal Credit Union
Type
Federal credit union
NCUA charter #
24733
RSSD ID
913799
Primary regulator
NCUA
Established
1973
Headquarters
906 Rhawn St, Phila, PA 19111

Quick answers

Service Station Dealers Federal Credit Union: common questions

Is Service Station Dealers Federal Credit Union NCUA insured?

Yes. Service Station Dealers Federal Credit Union is a federally insured credit union (NCUA charter #24733). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Service Station Dealers Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Service Station Dealers Federal Credit Union have?

1 office as of the latest NCUA data.

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