Side-by-side · Q2 2026 data
The Pineries Bank vs Oakwood Bank
Metric by metric
| Measure | The Pineries Bank | Oakwood Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 62 |
| Capital cushion | 63 (stronger) | 35 |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 81 | 81 |
| Funding & liquidity | 84 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 84th | 22nd |
| Total assets | $149.1M | $156.4M |
| Deposits / shares | $130.5M | $123.9M |
| Capital ratio | 11.34% (stronger) | 8.48% |
| Problem loans | 0.00% (stronger) | 0.84% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.52% | 1.53% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 102.3% |
| Uninsured deposits | 14.5% (stronger) | 14.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Pineries Bank has the higher TellerScore (83 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Pineries Bank leads on 6 and Oakwood Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.