The Pineries Bank is a state-chartered bank headquartered in Stevens Point, Wisconsin, in business for about 120 years. At the end of Q2 2026 it reported $149.1M in total assets and $130.5M in deposits, with 1 office.
Based on its Q2 2026 filing, The Pineries Bank scores 83/100, which we describe as strong. That is higher than 84% of 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 31st. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (63/100; 11.34%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 83).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 79 |
| Q4 2024 | 80 |
| Q1 2025 | 81 |
| Q2 2025 | 82 |
| Q3 2025 | 80 |
| Q4 2025 | 82 |
| Q1 2026 | 82 |
| Q2 2026 | 83 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.43% |
| Q3 2024 | 10.40% |
| Q4 2024 | 10.48% |
| Q1 2025 | 10.80% |
| Q2 2025 | 10.81% |
| Q3 2025 | 10.74% |
| Q4 2025 | 10.86% |
| Q1 2026 | 11.08% |
| Q2 2026 | 11.34% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.23% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.09% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.27% |
| Q3 2024 | 1.34% |
| Q4 2024 | 1.37% |
| Q1 2025 | 1.41% |
| Q2 2025 | 1.45% |
| Q3 2025 | 1.49% |
| Q4 2025 | 1.49% |
| Q1 2026 | 1.50% |
| Q2 2026 | 1.52% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $149.1M | 11.34% | 0.00% | 1.52% | 76.2% |
| Q1 2026 | 82 | $149.4M | 11.08% | 0.00% | 1.50% | 73.4% |
| Q4 2025 | 82 | $149.1M | 10.86% | 0.00% | 1.49% | 71.8% |
| Q3 2025 | 80 | $146.9M | 10.74% | 0.09% | 1.49% | 70.3% |
| Q2 2025 | 82 | $144.8M | 10.81% | 0.00% | 1.45% | 69.2% |
| Q1 2025 | 81 | $141.6M | 10.80% | 0.00% | 1.41% | 70.6% |
| Q4 2024 | 80 | $142.3M | 10.48% | 0.00% | 1.37% | 70.3% |
| Q3 2024 | 79 | $138.9M | 10.40% | 0.00% | 1.34% | 69.8% |
| Q2 2024 | 77 | $136.8M | 10.43% | 0.23% | 1.27% | 66.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of CashtonBank Cashton, WI | 79 out of 100, Strong | $146.1M | 10.9% | 0.00% | vs |
| Bluff View BankBank Galesville, WI | 90 out of 100, Very strong | $152.8M | 14.9% | 0.00% | vs |
| Waldo State BankBank Waldo, WI | 47 out of 100, Below average | $154.2M | 10.3% | 2.44% | vs |
| River Falls State BankBank River Falls, WI | 77 out of 100, Strong | $143.2M | 11.4% | 0.21% | vs |
| Oakwood BankBank Pigeon Falls, WI | 62 out of 100, Moderate | $156.4M | 8.5% | 0.84% | vs |
| GreenLeaf BankBank Greenleaf, WI | 69 out of 100, Moderate | $158.7M | 9.6% | 0.58% | vs |
Deposit insurance
Is my money safe at The Pineries Bank?
Yes. The Pineries Bank is an FDIC-insured institution (FDIC certificate #9526). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.5% of deposits ($18.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.34%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 22.70% (benchmark: 10%).
1 location
Branches
The Pineries Bank lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- The Pineries Bank
- Former names
- Mattoon State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 9526
- RSSD ID
- 674344
- Primary regulator
- FDIC
- Holding company
- Pineries Bankshares Inc
- Established
- June 1, 1906
- Headquarters
- 3601 Main St, Stevens Point, WI 54481
- Website
- www.pineries.com
- Employees
- 13
Quick answers
The Pineries Bank: common questions
Is The Pineries Bank FDIC insured?
Yes. The Pineries Bank is an FDIC-insured institution (FDIC certificate #9526). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Pineries Bank's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Pineries Bank ever failed?
There is no failure record for FDIC certificate #9526 in the FDIC failed bank list.
How many branches does The Pineries Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Stevens Point
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The International Bank of AmherstBank Amherst, WI | 98 out of 100, Very strong | $103.6M | 14.4% | 0.00% | vs |
| Members' Advantage Credit UnionCredit union Wisconsin Rapid, WI | 93 out of 100, Very strong | $185.2M | 19.2% | 0.21% | vs |
| Nekoosa Port Edwards State BankBank Nekoosa, WI | 93 out of 100, Very strong | $286.5M | 15.1% | 0.00% | vs |
| The Portage County BankBank Almond, WI | 83 out of 100, Strong | $210.1M | 12.7% | 0.10% | vs |
| Valley Communities Credit UnionCredit union Mosinee, WI | 83 out of 100, Strong | $306.9M | 13.0% | 0.28% | vs |
| Marathon BankBank Wausau, WI | 82 out of 100, Strong | $261.1M | 15.3% | 0.03% | vs |