Side-by-side · Q2 2026 data
The Pittsfield Co-operative Bank vs Seamen's Bank
Metric by metric
| Measure | The Pittsfield Co-operative Bank | Seamen's Bank |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 84 (stronger) | 76 |
| Loan quality | 88 (stronger) | 75 |
| Earnings | 28 | 44 (stronger) |
| Funding & liquidity | 46 | 69 (stronger) |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 40th | 43rd |
| Total assets | $451.5M | $478.5M |
| Deposits / shares | $327.7M | $405.4M |
| Capital ratio | 13.41% (stronger) | 12.57% |
| Problem loans | 0.36% (stronger) | 0.76% |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 0.20% | 0.60% (stronger) |
| Loans ÷ deposits | 104.9% | 89.6% (stronger) |
| Uninsured deposits | 23.3% | 16.9% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | — |
Seamen's Bank has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Pittsfield Co-operative Bank leads on 2 and Seamen's Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.